Issues

• The Foreclosure Crisis
  Coming on the heels of a decade of rapid growth in real estate prices, the foreclosure crisis has had wide-ranging consequences for homeowners, communities, financial institutions, and the country at-large.
• The Loan Modification Scam Crisis
  It is within the context of the foreclosure crisis that the scourge of foreclosure rescue scams -- the "second wave" of foreclosures -- has grown so significantly. Before the real estate market collapsed in 2006, there was no "loan modification industry." Today, the loan modification industry is booming.